ATM FOREIGN TRANSACTION FEE PLUS

This limit can be adjusted to a maximum of $2,000 by visiting a St.George branch or calling Telephone Banking on 13 33 22. The daily withdrawal limit for Visa Debit Card is A$1000.To ensure access to Savings and/or Cheque account funds when overseas please speak to us about obtaining a Visa Debit Card for these accounts. For credit card holders who currently withdraw money in Australia from linked Savings or Cheque accounts, it is important to know that this functionality may not be available when using overseas ATMs, including Global ATM Alliance ATMs.

ATM FOREIGN TRANSACTION FEE PLUS

You can use your Freedom Card to withdraw local currency from selected ATMs where PLUS is accepted.

A St.George Visa Debit Card 2 lets you access your own money to withdraw local currency at ATMs and to make purchases, wherever Visa® is accepted.

You will need to enter your PIN for all ATM withdrawals and balance checks.

Access to St.George online services is blocked in certain locations.

This will be brought to your attention before you proceed with the transaction and can be avoided by using one of our Global ATM Alliance network or St.George, Westpac, Bank of Melbourne or BankSA ATMs.

Some overseas banks may apply a fee for ATM withdrawals and/or ATM balance checks.

When using a debit card, a $5 ATM withdrawal fee applies when you withdraw money from an ATM which is not part of the Global ATM Alliance network or is not a St.George, Westpac, Bank of Melbourne or BankSA ATM.

A 3% cash advance fee applies to credit card withdrawals for each cash advance transaction.

A 3% St.George Foreign Transaction Fee applies to overseas debit or credit card withdrawals.

St.George does not charge a fee for checking your account balance at these ATMs. However, an ATM balance enquiry fee may be payable when using a non Westpac Group ATM or non Global ATM Alliance Partner ATM.īe aware though that the following fees and charges will apply when using ATMs overseas:

There's nothing like the Global ATM Alliance Westpac Group partner ATM network to keep you going: when overseas, use your St.George debit or credit card to get cash and pay no ATM withdrawal fee 1 at ATMs including Barclays, Deutsche, Bank of America and more.

Just a heads up, some ATM providers may charge their own fee. We won’t charge you for spending your money overseas so you can guarantee that you’ll get the best price. You can also use the currency calculator above to work out the daily Mastercard and ECB rate used, every day up to a year before. When you use your Starling card for your travel money, you’ll receive a notification from us in pound sterling and the foreign currency of the country you’re in.

How do I work out the exchange rate I’m going to get?.We don’t charge you for using your debit card abroad, but some ATM providers overseas may charge their own fee (which is sadly out of our control).

Will I be charged for using my debit card abroad?.This is so you can compare exchange rates between banks and decide what’s best for you in a fair and transparent way.

Like all banks, we’re now required to show the European Central Bank (ECB) published exchange rate and any additional fees or charges. We use Mastercard’s exchange rate and don’t add anything on top. If you do want to add a layer of security, you can instantly lock your card within the app from the Card Management section, then unlock again when you’re ready. No - just carry on using your card as usual! That’s one fewer piece of admin to get through before you head off abroad. For example, if you jet off to Europe for a month and charge 5,000 on a card that carries a 3 foreign transaction fee, you’ll have to.

Do I need to let you know that I’m going abroad? While 3 might not seem like much, the charges can add up.

Atm foreign transaction fee